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Archives: Classes

  • Negotiating with Confidence

    Negotiating with Confidence

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    Negotiation is often seen as a battle to win, but what if it could be a bridge instead? In this workshop with Charlie Warner of Human|Work, we’ll rethink negotiation as a conversation rooted in empathy, clarity, and mutual respect. You’ll learn how to prepare for tough conversations, share what you need without feeling defensive, and approach conflict with curiosity, not control. Whether you’re working through client contracts, team issues, or partnerships, this session will give you practical tools to negotiate in a way that protects your values and your boundaries.

    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 

    About the Utah Microloan Fund:
    Our mission is to help communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources.

    How are we different from other financial institutions? The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans and free business education and advising. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org​

  • Navigating Stress of Entrepreneurship

    Navigating Stress of Entrepreneurship

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    Small business owners often wear all the hats and juggle all the balls—stress is an inevitable part of running a business, but it doesn’t have to be debilitating. This workshop, led by Charlie Warner of Human|Work, offers grounded strategies for understanding, managing, and transforming stress in the entrepreneurial journey. Learn how to recognize your stress signals, develop personal coping mechanisms, and integrate simple, sustainable practices that help you stay centered and resilient amid the demands of leadership.

    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 

    About the Utah Microloan Fund:
    Our mission is to help communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources.

    How are we different from other financial institutions? The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans and free business education and advising. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

  • Goal Setting & Roadmapping

    Goal Setting & Roadmapping

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    ​It’s easy to feel stuck or scattered when you don’t have a clear path forward. In this hands-on session, Charlie Warner of Human|Work will help small business owners cut through the noise and get focused. You’ll learn how to set goals that actually mean something to you, map out a plan that fits your vision, and build in flexibility for when life throws you a curveball. This workshop will give you a simple, doable framework to move forward with more clarity and confidence.

    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 

    About the Utah Microloan Fund:
    Our mission is to help communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources.

    How are we different from other financial institutions? The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans and free business education and advising. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

  • Financial Resilience – Building Fiscal Strength from the Inside Out

    Financial Resilience – Building Fiscal Strength from the Inside Out

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    Yes, financial health is about numbers, but it’s also about mindset, habits, and the systems that support sustainable growth. In this session, Charlie Warner of Human|Work will guide small business owners through the inner and outer strategies of financial resilience. Participants will explore how personal values shape financial decision-making, develop tools to weather uncertainty and financial trauma, and begin crafting a framework for long-term fiscal strength that supports both business and well-being.​
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    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 
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    About the Utah Microloan Fund:
    Our mission is to empower underserved communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources. How are we different from other financial institutions?
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    The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

  • Rethinking Networking

    Rethinking Networking

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    Networking doesn’t have to feel like a one-sided pitch. In this class with instructor Charlie Warner of Human|Work, we’ll explore how to build connections that are grounded in trust, shared values, and real mutual support. You’ll learn simple, effective ways to approach networking with more purpose, offer genuine value, and grow relationships that support both your business and your personal goals.

    ​Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 
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    About the Utah Microloan Fund:
    Our mission is to empower underserved communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources. How are we different from other financial institutions?
    ​
    The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

  • Buying a Franchise 101

    Buying a Franchise 101

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    Watch this virtual class that will demystify franchise buying, giving you the tools to confidently launch your own business. We’ll cover how to find the RIGHT franchise for you and the process of purchasing a franchise, including due diligence, financing, franchisor support, and negotiations. Whether you’re just exploring the idea or ready to take the plunge, we’re here to give you the tools to own your future and kickstart your journey into entrepreneurship. Let’s get started and turn that dream into a reality.​
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    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 
    ​
    About the Utah Microloan Fund:
    Our mission is to empower underserved communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources. How are we different from other financial institutions?
    ​
    The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

    About the Instructor:
    As President of Exit Factor of SLC & Utah County, Diane Hartz Warsoff empowers small to mid-size business owners to maximize their company’s value. With over eight years of experience leading Transworld Business Advisors of Utah County, an award-winning business brokerage firm, she possesses the expertise to guide entrepreneurs through the entire business lifecycle – from acquisition and growth to successful exit. Diane is a Certified Business Intermediary (CBI), Certified Exit Planning Advisor (CEPA), and a Licensed Realtor, with certifications in LEAN process improvement and franchise consulting. Her extensive background in commercial finance and nonprofit management further enhances her ability to provide strategic guidance and achieve optimal outcomes for her clients.

  • Understanding Grants and Where to Find Them

    Understanding Grants and Where to Find Them

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    In this session, we walk through the essentials of finding and understanding grants—from how to search effectively using online databases to building strong relationships with funders. We also share practical tips for staying organized, meeting deadlines, and spotting opportunities that fit your organization’s goals.
    Perfect for anyone new to the grant world or looking to get a better handle on the process, this class gives you the tools to start navigating grants with confidence. The recording also includes a Q&A session where we answered real questions from participants. Catch the replay and set yourself up for grant success!
     
    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 
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    About the Utah Microloan Fund:
    Our mission is to support small business owners across the state by providing business training and funding to those who don’t qualify for traditional financing. How are we different from other financial institutions?

    The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

  • Competitive Analysis

    Competitive Analysis

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    Strategic Edge: Mastering Competitive Analysis for Small Businesses
    This workshop, led by Charlie Warner of Human|Work is designed for small business owners seeking strategic perspective and a competitive edge. Together we will explore how to use a practical framework for understanding our external and competitive environments so we can make informed strategic decisions and reduce our business risk. Learn actionable techniques for conducting effective competitive analyses, identifying key competitors, and uncovering growth opportunities. Gain the tools to make informed strategic decisions and thrive in today’s competitive market.
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    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 
    ​
    About the Utah Microloan Fund:
    Our mission is to support small business owners across the state by providing business training and funding to those who don’t qualify for traditional financing    . How are we different from other financial institutions?

    The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

  • Market Research

    Market Research

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    As entrepreneurs, we are generally full of grand ideas, innovative solutions, and the next brilliant business model.
    However, just because we have great ideas, doesn’t mean they will all work. So how do we manage risk while pursuing our entrepreneurial ingenuity? The answer is validation through market research! This workshop is designed to guide entrepreneurs through the process of conducting market research to validate their business strategies and gather critical customer insights. We will explore the importance of this process while learning what steps to take and what to avoid when it comes to market research, how to analyze the data, and implement it into your strategies.

    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 
    ​
    About the Utah Microloan Fund:
    Our mission is to support small business owners across the state by providing business training and funding to those who don’t qualify for traditional financing. How are we different from other financial institutions?

    The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

  • Brand Identity

    Brand Identity

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    As entrepreneurs, we are brimming with big ideas, creative concepts, and the drive to bring something new to the world. But in a crowded marketplace, standing out requires more than just a good idea — it requires a strong, cohesive brand identity. So how do you craft a brand that captures your vision, resonates with your audience, and stands the test of time?
    This interactive workshop, led by Charlie Warner of Human|Work is designed to guide entrepreneurs through the process of building an authentic brand identity. Participants will learn the core elements of branding, including defining brand values, crafting a unique brand voice, and creating a visual identity that stands out. Through hands-on exercises, you’ll walk away with a clearer vision for your brand, practical tools to refine your messaging, and actionable steps to bring your brand to life. Don’t miss this chance to create a brand that leaves a lasting impression!

    Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 
    ​
    About the Utah Microloan Fund:
    Our mission is to support small business owners across the state by providing business training and funding to those who don’t qualify for traditional financing. How are we different from other financial institutions?

    The UMLF helps people who:

    • Are just starting out and don’t have an operating history
    • Don’t have enough collateral for a conventional loan
    • Have had life events that have had a negative impact on credit scores

    We are designed to support business owners by offering small business microloans. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org

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