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  • Logos Coffee Wins Utah Microloan Fund Opportunity Boost Grant

    Logos Coffee Wins Utah Microloan Fund Opportunity Boost Grant

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    Logos Coffee Bar located inside Emigration Cafe at 1709 E 1300 S, Salt Lake City, UT 84108

    Logos Coffee – Specialty Roaster & Coffee Shop in Salt Lake City

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    Owner Nick Nelson
    Logos Coffee began as a small-batch specialty coffee roasting company in 2018. Owner Nick Nelson initially sold his products at farmer’s markets, where he quickly gained a loyal customer base. Building on this success, Logos expanded by launching a full-service coffee cart, which allowed Nick to serve coffee at offices around the city and eventually bring on business partner Eric Lo.

    ​Their continued growth and commitment to quality eventually led them to open their first retail coffee bar where they now offer a full range of coffee beverages and a welcoming space for the community. Keep reading to learn more about why Logos Coffee was selected for a Utah Microloan Fund Opportunity Boost Grant. 

    Logos is Nordic-style specialty coffee, roasted in small batches. We are part of the third wave, bean-to-cup coffee movement. We pride ourselves in our unique and mindful process. Our goal is to be mindful not just in our roasting, but in our green coffee purchasing. When you open a Logos bag, we want you to see the TLC put into every bean. We want it so obvious, that if you dropped a bean on the floor, you’d pick it back up. At Logos, every bean counts.
     

     

    From Modest Beginnings

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    UMLF has been instrumental in our business’s growth from the very beginning. Our first SBA loan from UMLF enabled us to launch our coffee cart, which was our first step into the market and allowed us to build a loyal customer base. As our business grew, UMLF supported us again with a second SBA loan, which made it possible for us to open our first retail coffee bar. These loans have not only provided the financial support we needed to expand but also the confidence to pursue our vision. Thanks to UMLF, we’ve been able to turn our passion for coffee into a thriving business that serves our community.

    Riding the Wave of COVID-19

    COVID-19 affected businesses and individuals around the world, creating widespread economic challenges. Like many others, Logos Coffee was significantly impacted. The company lost its coffee cart contracts with offices, which had been a major source of revenue. Additionally, sales at farmer’s markets declined due to reduced foot traffic and event cancellations. These global and local challenges forced Logos Coffee to adapt by exploring new sales channels and adjusting its business model to remain operational during the pandemic.

    Pivoting to Other Opportunities

    To say Logos has grown into a powerhouse would be an understatement, as they have grown from a one-kilo roaster in Nick’s backyard shed to a mobile coffee counter to selling beans and coffee online and at markets, to now their permanent coffee bar. 

    Logos is not only located in a great neighborhood, they are tucked inside popular eatery Emigration Cafe, a match made in heaven! Restauranteur Scott Evans, whose Pago Group took over the space in 2022, wanted to break up the 4,000-square-foot spot into something that made more sense than just one big eatery. Evans said he lives in the neighborhood, “so I know what I hear from my neighbors, which is that a coffee shop that’s walkable would be great” and so the collaboration with Nick and Eric was born. Now diners can get a great coffee during their meals at Emigration but people can also enjoy the stand-alone coffee bar. Brunch here is a must! 

    How Could an Opportunity Boost Grant Help Logos?

    PictureRoasting Coffee

    These funds will enable Logos Coffee to purchase additional green coffee, which is crucial for meeting the growing demand for their products. With a larger inventory of raw materials, the business can scale up production, offer a wider variety of coffee options, and ensure a consistent supply for customers. This will support Logos Coffee’s growth by allowing it to serve more clients, enter new markets, and further solidify its brand as a provider of high-quality coffee.

    Nick is passionate about sourcing coffee from some of the world’s most renowned coffee-growing regions, including Ethiopia, Nicaragua, Peru, Colombia, and Guatemala. Each are known for producing unique and distinctive coffee profiles, ensuring that the coffee Logos produces reflects a diversity of flavors and origins, offering customers a wide range of high-quality brews. Sourcing from these regions also supports sustainable farming practices and helps uplift local communities.

    Made Possible by ARPA & SLC Econ Development

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    Powered by funds from the American Rescue Plan Act (ARPA) and orchestrated by the Salt Lake City Department of Economic Development, the Salt Lake City Community Grant Program was created to help small businesses, artists, artisans, and nonprofits grappling with the aftershocks of the COVID-19 pandemic. The Utah Microloan Fund applied for this grant to enable us to create the Opportunity Boost Program benefitting our existing clients who needed a little boost to help them grow and stabilize. This is the first grant program of its kind for the UMLF as normally we only provide microloans to the small business community. To be able to just give money vs lend it was a big treat for our team!

    Eligibility of Small Business Owners invited to apply for the Opportunity Boost Grant:

    • In business as of March, 23rd 2021.
    • Existing loan client of the Utah Microloan Fund. 
    • Located within Salt Lake City limits.
    • ​A business impacted by the COVID-19 pandemic. 
    • Granted funds fuel a growth plan, with tangible outcomes such as revenue and job growth.

    Why Own a Business in Salt Lake City?

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    We love owning a business in Salt Lake City because it’s our hometown, and we’ve seen firsthand how the city has grown and evolved over the years. The stunning natural beauty and outdoor opportunities draw people here, but what really makes SLC special is its vibrant, supportive community. We’re proud to contribute to the local ecosystem by offering high-quality coffee, creating a space where people can connect, and bringing a level of service and quality that you might only expect in larger cities. Being part of SLC’s growth and sharing our passion with our neighbors is incredibly rewarding.

    What’s Next for Logos?

    Logos Coffee plans to open a second location, expand its white-label operations, and introduce more health and wellness options.​

    Stay Connected with Logos Coffee

  • Elm Studios Wins Opportunity Boost Grant from Utah Microloan Fund

    Elm Studios Wins Opportunity Boost Grant from Utah Microloan Fund

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    Elm Studios – Award Winning Production Company in the heart of SLC

    PictureOwner Evan Moore

    Elm Studios started in 2015 as a multimedia studio specializing in audio and video production.  Over the years, owner Evan Moore and his team started to narrow their focus more on the video side of their business, but still offer other media services including photography and digital marketing. Elm Studios has always prided itself on its ties to Salt Lake City and its community and enjoys collaborating with other production companies in order to create the highest quality productions possible.
    They have grown from a grassroots company working with local brands and businesses to now also working with major brands and businesses, including Fortune 500 companies. But the team behind Elm still loves to work with small businesses in the community too and can work with a wide range of budgets and size of projects.

    Growing with the Utah Microloan Fund

    UMLF gave us a loan back in 2015 when nobody else would. We were just creatives with a vision and a dream, but not a lot of backing or history to back us. The loan helped us open a studio, invest in equipment, and jumpstart our business in a major way. We’re not just building a business; we’re building a legacy. With their continued support, we’re excited to keep growing and expanding with our new ventures.
     

     

    Lights, Camera, Crisis

    As we are all painfully familiar, when COVID-19 struck, the world shut down and threw our lives as we knew them into disarray. Some of the hardest-hit industries included events and entertainment, and Elm Studios was no exception. 
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    Overnight, I had multiple jobs canceled, and I was unable to work or book projects for the first 3 months of COVID-19 resulting in tens of thousands of dollars in lost revenue.  Film is an industry that requires collaboration and often has dozens of people working together in close proximity so my industry in particular was heavily affected.  After things got better, I had to spend money on ongoing COVID tests for myself and contracted employees to ensure safety while on set.

    How Could an Opportunity Boost Grant Help Elm Studios?

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    Evan was awarded an Opportunity Boost Grant from the Utah Microloan Fund, allowing him to utilize the funds to upgrade and replace old, outdated equipment for future business opportunities including gear rentals to other creatives. This will offer clients greater value and convenience plus Evan has plans to start the Homies Lighting & Grip, a collective of Gaffers and Grips where he plans to offer commission on rentals to the grip and lighting team. In Evan’s opinion, Grips & Gaffers are arguably some of the hardest workers on set, especially in the physical sense.. they are the ones lifting the heavy stands, lights, and pushing heavy carts.  They do make decent rates, but his goal is to help them make a little bit more by giving them a percentage of the rental fee for any gig they work on.  

    Elm Studios’ future 5-10 year plans include opening a new studio, starting their own film festival and giving their own grants to upcoming filmmakers. 

    Made Possible by ARPA & SLC Econ Development

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    Powered by funds from the American Rescue Plan Act (ARPA) and orchestrated by the Salt Lake City Department of Economic Development, the Salt Lake City Community Grant Program was created to help small businesses, artists, artisans, and nonprofits grappling with the aftershocks of the COVID-19 pandemic. The Utah Microloan Fund applied for this grant to enable us to create the Opportunity Boost Program benefitting our existing clients who needed a little boost to help them grow and stabilize. This is the first grant program of its kind for the UMLF as normally we only provide microloans to the small business community. To be able to just give money vs lend it was a big treat for our team!

    Eligibility of Small Owners invited to apply for the Opportunity Boost Grant:

    • In business as of March, 23rd 2021.
    • Existing loan client of the Utah Microloan Fund. 
    • Located within Salt Lake City limits.
    • ​A business impacted by the COVID-19 pandemic. 
    • Granted funds fuel a growth plan, with tangible outcomes such as revenue and job growth.

    Why Salt Lake City?

    People always ask me why I don’t move to Los Angeles, New York or Atlanta, since those cities have become meccas for the film community. But I just love Salt Lake City too much. The outdoor access speaks to me on a personal level and is also where a good amount of our work is centered around. Telling stories of extreme sports athletes’ triumphs and struggles. I am also actively involved in the art community and enjoy having seen our city grow over the two decades that I have called Salt Lake City home. Looking forward, I get excited to think about the Olympics returning to Salt Lake City and the other opportunities that are on the horizon for our city.​
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    Stay Connected with Elm Studios

  • 2024 Rural Utah Chamber Coalition Conference

    2024 Rural Utah Chamber Coalition Conference

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    It’s that time of year again, the Rural Utah Chamber Coalition Conference! (Warning don’t try and say that five times fast!) This year the annual RUCC conference was hosted in picturesque Bear Lake at the Sunrise Resort and Event Center and was attended by chambers, resource partners, government entities, and learning institutions from across every corner of the state. 

    ​The beautiful setting was perfect for networking, building relationships, and brainstorming new ways to boost local economies and improve life in rural Utah. We enjoyed workshops, inspiring talks, and hands-on sessions that sparked fresh ideas and energized efforts to support our communities. Not to mention some super fun group activities for the cherry on top! We Utahns are best known for collaboration and working together to better our communities and this conference truly exemplified those goals. 

    A Voice for Rural Utah

    So what is RUCC? ​The Rural Utah Chamber Coalition is a collaborative partnership that brings together chamber executives, board members, elected leaders, and government liaisons.
    Their mission is to address and advocate for the unique challenges facing rural chambers and communities. By offering strategic programming, the coalition aims to drive significant economic development, foster rural innovation, and enhance prosperity for the residents of rural Utah.
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    RUCC Board

    How They Do It:

    • Hold monthly meetings that provide government updates, information about available grants, and training for chamber executives.
    • Partner with elected leaders to ensure collective, rural voices are heard.
    • Provide valuable resources and expertise to make sure your chamber is a success.
    • Hold an annual conference for entities to come together and learn and collaborate.

    Important Takeaways for Rural Development

    The conference covered a wide range of topics essential for driving economic development in Utah’s rural areas. Attendees learned about the pivotal role of chambers in rural economic development and the significance of building strong relationship capital. They explored future-ready initiatives that highlighted workforce and educational opportunities, exemplified by sessions like FutureReady Utah.
     

     

    (Please note that all of the nicer non-iPhone photos are thanks to Jeff Raisor of the Richfield Chamber. Thanks Jeff!)
    Best practices for recruiting, training, and retaining volunteers were also shared, emphasizing the importance of a strong volunteer base in community efforts. Techniques for engaging community partners to revitalize downtown areas were discussed, alongside methods for building good relationships with elected officials. Attendees also delved into strategies for developing non-dues revenue and securing financial support from municipalities and counties. Insights on creating dynamic programming and unlocking success through strategic sponsorships were provided, along with guidance on developing a thriving visitor economy to leverage tourism for economic benefits.

    So in a nutshell??? You can’t ask for a better gathering of experts and information!

    Statewide Attendance from Key Organizations

    This conference wouldn’t be what it is without the participation of key stakeholders in Utah’s rural areas.
    This list includes various chambers of commerce, city councils, government offices, educational institutions, and other organizations dedicated to supporting rural economic development and community prosperity.

    Work Hard, Play Hard

    The RUCC team didn’t stop there, they also put together a roster of fun activities for attendees to bond and get to know each other even more. Evening socials, activities like pontoon boat rides, UTV tours, karaoke, and more. 
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    Epic Recreation took half of us on a zippy pontoon boat ride across Bear lake and the other half went on a UTV ride through the back country of the Bear Lake mountains. We saw sheep, deer, and the splendor of how beautiful this area truly is! It was a fun way to bond and get to know each other outside of work!
     

    UTVs all ready to go!

     

    Helping Utahns Together

    PictureRuca’s Owner Dalena Kelley

    We at the Utah Microloan Fund are incredibly honored to be a partner of RUCC and to have the opportunity to mix and mingle with leaders from across Utah. Although based in Salt Lake City, we are committed to embodying the spirit and values of a true statewide organization. Our programs and services, including microloans, business training, and financial literacy workshops, are designed to support entrepreneurs and small businesses throughout Utah, ensuring that every community has the resources they need to thrive. 

    It was a special treat to realize that one of our clients, Ruca’s, was the main caterer for the conference. Best known for their fresh sandwiches, Aebleskivers (Danish Pancake Balls), shakes, and more, Ruca’s has become a staple of the Bear Lake food scene. Owning a business in a seasonal tourist town can be difficult, especially for a new business owner. Dalena shared that she got her loan with the UMLF to get her through her first Winter, but now six years later is a mainstay business! If you’re visiting town, be sure to visit Ruca’s at 284 S Bear Lake Blvd next time you are in town or give Dalena a call for catering!

    Thank You to the RUCC Team

    Hats off to the RUCC board for putting together such a wonderful conference filled with thought-provoking topics, expert speakers, amazing food, good fun, and networking. ​
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    • Tricia Harris, RUCC Chair
    • Colette Cox, RUCC Vice-Chair & GOEO Rural Outreach Manager
    • Abby Ivory, RUCC Secretary & Economic Development Coordinator of R6
    • Monica Holdaway, Advocacy Chair & Box Elder Chamber President
    • Chris McCormick, RUCC Former Chair & Cedar City Chamber President
    • Joel Brown, RUCC Founder

    For Your Next Stay in Bear Lake

    Sunrise Resort and Event Center is the perfect place to host your next company retreat, wedding, family reunion, or even a solo vacation. 
    Our group often remarked that this conference was like summer camp for adults and made the conference extra special. Thanks to owner Mark Smoot for hosting RUCC!
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    Stay in Touch with the Rural Utah Chamber Coalition

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    To stay in touch with RUCC or to become a member please visit:

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  • HK Brewing Wins Grant from Utah Microloan Fund

    HK Brewing Wins Grant from Utah Microloan Fund

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    Owners Kate Lubing & Hannah Hendrickson

    HK Brewing Wins Utah Microloan Fund’s Opportunity Boost Grant

    If you haven’t heard the 411, HK Brewing is a force to be reckoned with. Founded and led by two empowered women, their journey into the world of better-for-you beverages began with a shared vision – to create exceptional drinks that not only capture the essence of craftsmanship and creativity but also prioritize health and well-being. One sip of their kombucha, available both with alcohol and without, can tell you that they knocked this out of the park! Keep reading to learn why HK was chosen for an Opportunity Boost Grant. 
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    One of many delicious flavors.

    Fermenting a Great Business Idea

    ​​HK Brewing Collective originated in Salt Lake City, UT, where founder Hannah Hendrickson (Han) began brewing in her dorm closet. Joined by industry expert Kate Lubing in 2019, they transformed Han’s dorm project into HK Brewing Collective, expanding the brand to over 150 retailers across 37 states by focusing on great taste, health benefits, and quality brews.
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    Han’s Kombucha, their flagship product, is a better-for-you booch challenging preconceived notions of what kombucha is and should taste like. They implement gentle fermentation techniques, low sugar content, and wildly unique flavor profiles, resulting in the most crushable brews that facilitate Darn Good times and tastes – one can at a time.

    Salt Lake City’s Prettiest Taproom & Bar

    Complementing their brewing expertise is the HK Brewing Collective Taproom & Bar, a vibrant space that goes beyond serving beverages, becoming a community hub. Kate and Hannah originally came to the Utah Microloan Fund in the Spring of 2021 for additional funds to help open the taproom and brewing space now known for delectable drinks, beautiful decor, community-centric events, and just all of the vibes possible.
    Their goal with the space was to offer a refreshing and health-conscious alternative while fostering a sense of connection among their patrons. From kombucha tastings to live music to drag shows to nonprofit trivia, it creates an immersive experience for all to enjoy.
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    HK Brewing is located at 370 Aspen Ave, Salt Lake City, UT 84101
    Combined with their loan from Salt Lake City Economic Development, Hannah and Kate were off to the races to build out their dream space located in the Central Ninth/Granary District neighborhood. This move allowed them to have their very own production facility, warehouse, and event space all in one, a huge plus for the growing brand.
     

     

    The Utah Microloan Fund has been instrumental in the growth of our business. We would not be where we are today without the support from UMLF. We were able to move from a warehouse in the back of another local business to our very own 5200 s​f production facility/warehouse space. We were able to build the foundation we needed to grow our business sustainably & responsibly.

    COVID-19 Had Trouble Brewing for HK

    While the team was building out their new dream space, COVID was still disrupting the world as we know it. Not only were they unable to purchase key components for production, but even packaging was a chaotic industry at the time. They continually pivoted their business model to stay up to date with global regulations while attempting to keep their business afloat and ride it out as best they could. They turned their homes into makeshift packaging agencies, converting garages and sheds into small fulfillment stations. Not only that, but they had to buy box fridges to store their product and use whiteboards and tables to create systems for both local delivery and pick-up from their homes/storefronts.

    Covid hit us hard from many angles. Including but not limited to the following: Many of our retailers/stockists were forced to close which abruptly stopped consistent orders for our product and therefore a major and sudden drop in sales. We also shared major supplier issues with the rest of the world. 
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    Making the best of uncertain times.
    Despite all of this, the team pushed forward, stayed agile, kept their eye on the prize, and weathered the storm that has so widely ravaged our modern world. Coming out the other side, HK officially opened the doors of their taproom to the public in early 2023. 

    How Could an Opportunity Boost Grant Change Their Lives?

    PictureBehind the scenes

    HK Brewing was invited to apply for an Opportunity Boost Grant in the Spring of 2024 and was told to think of how they could use funds to boost their business post-COVID.  Delighted they instantly knew what they needed, a keg-washer machine. They loved that many businesses were choosing to be sustainable and purchasing in bulk via draft kegs, but as their business grew, they could not keep up with the washing of the kegs themselves. They were driving their kegs every week to a neighboring brewery that allowed them to use their keg washer however, this was not a sustainable solution for the growth of their business. 

    Implementing a keg washer will help HK significantly improve production by increasing efficiency, ensuring consistent quality, saving labor, supporting scalability, and reducing resource usage and downtime. A win-win all around!​​

    Made Possible by AARPA & SLC Econ Development

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    Powered by funds from the American Rescue Plan Act (ARPA) and orchestrated by the Salt Lake City Department of Economic Development, the Salt Lake City Community Grant Program was created to help small businesses, artists, artisans, and nonprofits grappling with the aftershocks of the COVID-19 pandemic. The Utah Microloan Fund applied for this grant program which enabled us to create the Opportunity Boost Program to benefit our existing clients who needed a little boost to help them grow and stabilize post-pandemic. This is the first grant program of its kind for the UMLF as our normal business is providing microloans to the small business community. To be able to just give money vs lend it was a big treat for our team!

    Eligibility of Small Owners invited to apply for the Opportunity Boost Grant:

    • In business as of March, 23rd 2021.
    • Existing loan client of the Utah Microloan Fund. 
    • Located within Salt Lake City limits.
    • ​A business impacted by the COVID-19 pandemic. 
    • Granted funds fuel a growth plan, with tangible outcomes such as revenue and job growth.

    Stay Connected with HK Brewing

    Be sure to follow HK Brewing on all of their platforms so you can stay up to date on all of the events, happenings, and new flavors throughout the year! Cheers!

    Website:  https://hkbrewing.com
    Facebook: www.facebook.com/hkbrewingco 
    Instagram: www.instagram.com/hkbrewingco
     

     

  • Meet the Graduates of Banking on Women Spring 2024!

    Meet the Graduates of Banking on Women Spring 2024!

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    An Entrepreneurship Program Just For Women

    We’re here to say a big congratulations to our Spring 2024 cohorts of Banking on Women!

    Sponsored by Synchrony Bank, Banking on Women is an entrepreneurship program designed for women in Utah who are looking to start or grow their own business. The curriculum covers all aspects of running a small business including business planning, market research, marketing, financial management, growth, and leadership. Our favorite part? While going through this program our participants often find that they make lifelong connections and friendships with the other ladies in the class. Win win right?

    The program is hosted and taught by the amazing staff at Westminster College including Program Lead Deborah Marzano. Without the team at Westminster and their ongoing expertise, this program could not thrive.

    A Triumphant Achievement

    So what does the program involve? Each class is packed full of learning, discussion, and working ON their business rather than in it. These ladies committed 15 weeks of their lives to this program which entailed weekly three-hour night classesplus homework all while juggling running their businesses, families, and beyond. Banking on Women wraps up with pitch night where each business owner presents their business to a panel of Westminster, Utah Microloan Fund and Synchrony staff and to each other. They made us proud!

    Rural Virtual Cohort Pitch Night & Graduation

    Kafoatu Tonga, Self Maid Cleaning Services
    Angie Bizon, Space Creations
    Shawna Weaver, Weaver & Co
    Danielle Bradford, Yovimpah Spa and Salon

    It takes a lot of chutzpah to commit to working on your business and taking it to the next level so these ladies deserve a huge round of applause!

    Spring 24′ In-Person Cohort Graduates

    Dawn Bullock, Utah Braid Shop
    Anya Hart, Hart Lash
    Ahimara Suarez, Delicius
    Jodi Thacker, Riverbend Financial Wellness
    Melanie Call, Bonita Paper Co
    Olivia Sessi, Kenté Cafe
    Falynn Parkin, Sensory Waves
    Bonnie Abele, Red Tent Collective
    Miriam Solen, Weaving Wellness
    Heather Small, Smart Steps Reading

    Banking on Women is held twice a year in the Spring and Fall both virtually and in-person. To learn more about the program and to apply: www.utahmicroloanfund.org/bankingonwomen

  • Local Music Festival Crucialfest Wins Grant from Utah Microloan Fund

    Local Music Festival Crucialfest Wins Grant from Utah Microloan Fund

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    Photo by Photo: Jessica Bundy of SLUG Magazine

    Thirteen Years of Music in Salt Lake City

    Jarom Bischoff has been deeply immersed in music for most of his life. In his 20s, he toured extensively across the United States with his band, Loom. Later, he settled in Salt Lake City to complete his degree at the University of Utah, to start a family with his wife and co-creator Tiffany leading to a life shift from touring to creating Crucialfest. CF is a mid-size heavy music festival now celebrating its 13th year running. His exceptional talent for curating artists and love of the Utah music scene are key elements that make up the magic that is Crucialfest. 
    Photo Credit: Crucialfest

    Photo Credit: Crucialfest

    Crucialfest started in 2011. In the few years prior I had seen a lot of really great independent music festivals around the US and thought, why isn’t there something like that in Salt Lake City or Utah?

    ​The festival has been through many iterations through the years but our main purpose is and has always been to cultivate the local music community and foster regional relationships.

    Finding the Right Formula

    Over the years, Jarom’s perspective on curating the event has evolved since the early days. Experimenting with small vs large scale events, 21+ vs all ages, and trying out different beloved venues, all led to finding the secret sauce in pulling off a successful fest. Crucialfest Year 13 now showcases an all-ages fest that unites Salt Lake’s heavy music roots with the future of the scene and is “bringing back some of the most influential acts you never got to see or thought you might never see again.” 

    There is still a chance to grab tickets for the event held this Saturday, May 25th at all-ages venue Soundwell in downtown Salt Lake City, doors open at 3:00pm. 

    When attending the fest you can also purchase merch. Jarom curates prints and apparel from local and regional artists themed around Utah counter-culture imagery. He works with local artists, bands, nonprofits, and partners to create unique merch that supports everyone involved including shirts, hoodies, hats, shorts, and more, along with show posters and merch from the past. 

    I love being a part of the very unique culture here. Artists and musicians in SLC really need a leg up and I feel good about being able to give that to them.
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    Live Events Take a (Stage) Dive During COVID-19 Pandemic

    The event industry was hit hard when the pandemic struck in March 2020. In 2020 and 2021, the industry was decimated as lockdowns and restrictions forced the cancellation of concerts, sports events, conferences, and other live gatherings. 

    COVID rocked Crucialfest hard (slight pun intended), completely stopping the main festival and any sub-events from happening for a year and a half, and when it did start back up it had to do so in a limited capacity.
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    ​It was hard initially to get the momentum back but there has been positive growth with people wanting to make up for lost time during the COVID years.
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    Pivoting to hosting events in a recent post-pandemic world
    Studies have shown that there was a strong pent-up desire from attendees to reconnect and have experiences, resulting in record-breaking attendance numbers for many events and conferences. 

    Crucialfest Wins Opportunity Boost Grant from Utah Microloan Fund

    Powered by funds from the American Rescue Plan Act (ARPA) and orchestrated by the Salt Lake City Department of Economic Development, the Salt Lake City Community Grant Program was created to help small businesses, artists, artisans, and nonprofits grappling with the aftershocks of the COVID-19 pandemic. The Utah Microloan Fund applied for this grant program which enabled us to create the Opportunity Boost Program to benefit our existing clients who needed a little boost to help them grow and stabilize post-pandemic. This is the first grant program of its kind for the UMLF as our normal business is providing microloans to the small business community. To be able to just give money vs lend it was a big treat for our team!

    Eligibility of Small Owners invited to apply for the Opportunity Boost Grant:

    • In business as of March, 23rd 2021.
    • Existing loan client of the Utah Microloan Fund. 
    • Located within Salt Lake City limits.
    • ​A business impacted by the COVID-19 pandemic. 
    • Granted funds fuel a growth plan, with tangible outcomes such as revenue and job growth.​


    Jarom was selected for this grant because of his longevity as a client throughout the years, his commitment to creating art and music for our local communities, and so he can invest in making it a viable and long-lasting event for all to enjoy.  

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    ​Winning this grant from the UMLF will enable us to invest in marketing, advertising, and publicity, aspects that are usually at the bottom of the priority list budget-wise but are vital to our ability to grow.
    The UMLF has also enabled Crucialfest to stay afloat over the past few years, taking some pretty serious losses and braving covid, to the point that we are now a profitable, sustainable business.

    Attend, Follow, and Stay In Touch with Crucialfest

    Bischoff’s best advice for the festival is to “have fun, enjoy yourself, be festive,” he says. “Come with an attitude of respect. Respect artists, respect staff—tip your bartenders. Anytime you come with an attitude of respect, it elevates the event.” 

    Be sure to follow Crucialfest on all platforms so you can stay up to date on all of the events, happenings, and music throughout the year! Cheers. 

    Website: www.crucialfest.com
    Facebook: www.facebook.com/crucialfest
    Instagram: www.instagram.com/crucialfest

    Follow Crucialfest on Spotify:
    https://open.spotify.com/user/1242483974/playlists​
     

     

  • Hello!Bulk Wins Utah Microloan Fund Grant

    Hello!Bulk Wins Utah Microloan Fund Grant

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    Creating a Zero-Waste Grocery Store in Salt Lake City

    Owner Jamaica Trinnaman opened Hello!Bulk Markets in 2018 after over a decade in the grocery business and seeing far too much waste. The idea of buying what you needed, like you could in a bulk department, fascinated her and made her want to have access to a store where you could buy all sorts of items that way…not just grocery. She then saw stores like these popping up in the UK and Canada and knew she wanted to bring the concept to Utah. From there, Hello!Bulk Market was born.
     

     

    When I opened my doors, people came out of the woodwork, and bit by bit my concept took off. Awards and media attention followed, but we saw that our customers needed time to adjust to this new way of shopping so profitability proved harder to come by. Regardless, year by year we made huge strides and things looked bright. I never could have guessed what the journey would look like.

    Sustainable, Local, & Community-Focused

    When choosing products to stock in her store, Jamaica wants to have a good selection but has high standards around her sourcing. Some of the questions she and her team consider when selecting products are:

    • Are we offering environmental savings?
    • Are we offering this product in packaging that is reducing additional packaging waste and helping the planet?
    • What local products can we bring in?

     One aspect Jamaica loves is bringing in local products because with local suppliers, you often create a circular system where items are returned, rewashed, and reused, which is the ultimate goal. 

    Some of the food products offered include coffee and tea, rice and grains, spices, condiments, cooking oils, beans, seeds and legumes, fresh nut butters, drinks, candy, eggs, yogurt, salsas, and so much more.
    Non-food items include hairy and body care items, laundry products, deodorant, and soap. Also offered are the bags, bottles, and jars that you can use to go zero-waste when picking up your necessities. 

    Navigating COVID-19 and Uncertain Times

    PictureJamaica & team during COVID

    When the pandemic hit grocery was considered an essential business so Hello!Bulk was able to stay open, but only under certain guidelines. Jamaica and her team had to change the entire process of their refill store due to a “self-service” ban. This meant having almost twice the staff on-site to accommodate customer orders, which they handled by wiping down their containers with sanitizer, labeling, and filling and by eliminating self-checkout.
    ​
    Sadly, those years were compounded by a road construction project that began just as Hello!Bulk started to show profitability and as their model was returning to their pre-COVID routines, a setback to Jamaica that felt like a kick to the gut!

    A start-up is always an adventure, but I look back now to see that the majority of my years in business have been Covid years, and that is a very different kind of adventure. We had problem-solved left and right to get through it and taken on debt to do so. Now we faced a loss of revenue due to what felt like a never-ending project. Climbing out of the hole of the past 4 years is going to take time and support.

    Hello!Bulk Wins Opportunity Boost Grant from Utah Microloan Fund

    Powered by funds from the American Rescue Plan Act (ARPA) and orchestrated by the Salt Lake City Department of Economic Development, the Salt Lake City Community Grant Program was created to help small businesses, artists, artisans, and nonprofits grappling with the aftershocks of the COVID-19 pandemic. The Utah Microloan Fund applied for this grant program to enabled us to create the Opportunity Boost Program to benefit our existing clients who needed a little boost to help them grow and stabilize. This is the first grant program of it’s kind for the UMLF as normally we only provide microloans to the small business community. To be able to just give money vs lend it was a big treat for our team!

    Eligibility of Small Owners invited to apply for the Opportunity Boost Grant:

    • In business as of March, 23rd 2021.
    • Existing loan client of the Utah Microloan Fund. 
    • Located within Salt Lake City limits.
    • ​A business impacted by the COVID-19 pandemic. 
    • Granted funds fuel a growth plan, with tangible outcomes such as revenue and job growth. 

    Jamaica fit the criteria but also exemplified the tenacity, cleverness, and fortitude to survive so many setbacks during her first years of business. When many may have thrown in the towel and given up, Jamaica kept at it and her dedication has proven she can weather any storm. She is also a huge participant in our small business community through her job at the International Rescue Committee
    (IRC) but also her involvement in local events. 

    The Future of Hello!Bulk

    With the $10,000 in funds from UMLF’s Opportunity Boost Grant, Jamaica is ready to take on the future. The grant has assisted her in recovering from the financial distress of the pandemic by funding marketing efforts to help spread the good word of sustainability-focused shopping and to bolster her inventory to improve with products being out of stock. With the help of this grant Jamaica hopes to offer a customer experience similar to pre-Covid days and grow the business in the ways she and her team initially imagined.
    Grateful For Help Along the Way

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    Regardless of the setbacks of being a small business in SLC right now, I completely value the support of the city programs (especially the staff). There are so many people out there doing the best they can with what they have. People fighting to save these small businesses that have made it through Covid and deserve to be a part of a brighter future. And I don’t think a day goes by that a customer, in the market, doesn’t tell me how grateful they are to have Hello!Bulk. It’s hard to think of closing when we feel so much love around us. 
    The Utah Microloan has also helped me by altering the terms of the loan when I could not make the payments. When I have come to UMLF for help it has never felt like anything but a supportive environment. Good people trying their best to help.

    Planning Your Visit to the Market

    ​The idea of a zero-waste grocery store is to do away with wasteful packaging that cannot be reused or recycled. Jamaica’s advice?
    1) Start small: Don’t overwhelm yourself trying to go “zero waste” overnight. Pick one or two items you can commit to refilling.
    2) Just check it out. Most people don’t even bring their containers the first time! There are paper bags for free and you can always just grab a few gummy bears.

    To learn more about the process check out Hello!Bulk’s How It Works page. 

    Shop at Hello!Bulk Market

    PictureLaundry items, bags and more.

    Hours of Operation:

    • Monday: Closed
    • Tuesday: 11AM – 7PM
    • Wednesday: 11AM – 7PM
    • Thursday: 11AM – 7PM
    • Friday:  11AM – 7PM
    • Saturday: 11AM – 7PM
    • Sunday: 11AM – 7PM


    Address: 1185 S 300 W, Salt Lake City, UT 84101
    ​Web:  www.hellobulkmarkets.com
    FB:  www.facebook.com/hellobulkmarkets
    Insta: www.instagram.com/hellobulkmarkets​

    Hello!Bulk also has a smaller version of the market in a shared market space, located at approximately 2100 S and 2100 E in the Neighborhood Hive.

    You can also shop online at https://hellobulk.myshopify.com/ where local customers can arrange for delivery or pickup. Online you can pre-order items and have them ready for pickup, packaged in paper bags and glass containers that are returnable for a deposit.

  • UMLF Opportunity Boost Grant Recipient: Kahve Cafe

    UMLF Opportunity Boost Grant Recipient: Kahve Cafe

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    Nestled in the heart of Salt Lake City, within the walls of a charming old Victorian home, lies Kahve Cafe—a haven of Turkish hospitality and culinary delights. But behind this cozy cafe’s success lies a tale of resilience, adaptation, and unwavering community support, all embodied by its owner, Elif Ekin.

    Resilience Amidst Challenges

    The genesis of Kahve Cafe can be traced back to Elif’s baklava business, which faced challenges during the pandemic as wholesale accounts dried up as restaurants and shops experienced frequent shutdowns.

    ​Faced with this setback, Elif seized the opportunity to pivot and ventured into the cafe scene, bringing to life a menu that features Turkish coffee, tea, sweets, and savory treats from her home country of Turkey.

    ​The onset of COVID-19 brought both trials and triumphs for Kahve Cafe. Through programs like PPP and EIDL, Elif, a single mother, accessed crucial financial support that paved the way for stability and growth opportunities. These funds not only provided a lifeline during uncertain times but also empowered Elif to dream bigger and expand her business endeavors.
    Picture of Interior of Kahve Cafe and a selection of Elif's delectable desserts

    Interior of Kahve Cafe and a selection of Elif’s delectable desserts

    Kahve Cafe receives UMLF Opportunity Grant

    Picture of Traditional Turkish coffee

    Traditional Turkish coffee
    Kahve Cafe reached a significant milestone when she became the recipient of an Opportunity Boost Grant from the Utah Microloan Fund. This grant, made possible by Salt Lake City’s Community Grant Program through AARPA, represents a crucial step forward for Kahve Cafe amidst the challenges posed by the pandemic. Learn more about the program here: https: www.utahmicroloanfund.org/blogs/slccommunitygrant

    This funding will fuel Kahve Cafe’s growth trajectory. Elif envisions enhancing the cafe’s offerings, investing in new equipment, expanding the grab-and-go line, and bolstering marketing efforts to reach new markets. This strategic investment aims to elevate the cafe’s presence and cater to a broader audience.

    Economic Resilience in Salt Lake City

    Despite the challenges, owning a business in Salt Lake City has been a rewarding experience for Elif and the Kahve Cafe team. The strong sense of community, where patrons feel like extended family, coupled with robust support from local business centers and chambers, especially for women entrepreneurs, fosters an environment conducive to success.

    Reflecting on the journey, Elif acknowledges the pivotal role of organizations like the Utah Microloan Fund (UMLF). Participating in programs like Banking on Women and attending classes, Elif counts the UMLF as an invaluable partner, providing guidance and resources as Kahve Cafe has navigated various stages of growth.

    As Kahve Cafe continues to flourish, it stands as a testament to Elif Ekin’s determination, community collaboration, and entrepreneurial spirit that transforms challenges into opportunities.​ ​The grant not only acknowledges Elif’s dedication and resilience but also underscores the community’s commitment to nurturing and sustaining local businesses like Kahve Cafe during these uncertain times. Congrats Elif!

    Visit Kahve Cafe in Downtown Salt Lake City

    Hours of Operation:

    • Monday: Closed
    • Tuesday:8 AM–5 PM
    • Wednesday:8 AM–5 PM
    • Thursday:8 AM–5 PM
    • Friday:  8 AM–5 PM
    • Saturday:8 AM–5 PM
    • Sunday: 10 AM–3 PM


    Address: 57 S 600 E, Salt Lake City, UT 84102
    ​Web: www.kahvecafeslc.com
    FB: www.facebook.com/kahvecafe
    Insta: www.instagram.com/kahvecafeslc
     

     

  • Utah Microloan Fund Receives Community Grant from Salt Lake City Economic Development

    Utah Microloan Fund Receives Community Grant from Salt Lake City Economic Development

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    Salt Lake City’s Community Grant Program has emerged as a beacon of hope for small businesses, artists, artisans, and nonprofits grappling with the aftershocks of the COVID-19 pandemic. Powered by funds from the American Rescue Plan Act (ARPA) and orchestrated by the Salt Lake City Department of Economic Development, this program has been instrumental in revitalizing the economic landscape.

    Among its beneficiaries is the Utah Microloan Fund, a 501c3 nonprofit and CDFI, which leveraged its grant to spearhead a transformative initiative. By channeling the majority of the grant towards a dedicated grant program for small business owners within Salt Lake City’s boundaries, coupled with personalized business advising and financial evaluations, the UMLF will sow the seeds of resilience and growth through their newly created Opportunity Boost Grant.

    Helping Salt Lake City Small Businesses Bounce Back

    Picture of Todd Anderson, Salt Lake City Economic DevelopmentTodd Anderson, Salt Lake City Economic Development

    “The COVID-19 pandemic and related shutdowns were difficult for small businesses and artists, especially those from historically marginalized communities. Small businesses and artists are a fundamental piece of our community and economy, and the City is excited to support their growth and resilience.

    ​Many nonprofit agencies like the Utah Microloan Fund in Salt Lake City routinely work with small businesses and artists and know how to best support them. By awarding these agencies with grant funding for COVID-19 recovery programs, the City was able to support small business and artist communities that otherwise might have been difficult to reach.”

    Utah Microloan Fund, a resource for small business owners for 33 years

    Since 1991, the Utah Microloan Fund has made the dreams of entrepreneurs a reality.  Serving as an esteemed SBA microlender, the UMLF has played a pivotal role in fostering entrepreneurship across Utah.  Their mission is two-fold, to offer microloan funding to small business owners who have been overlooked or turned down by traditional funding and to deliver free business education throughout Utah’s 29 counties. With a focus on empowering underserved communities, Utahns can count on the UMLF as a friend in business.
    In addition to microlending, the Utah Microloan Fund is proud to offer bi-monthly live virtual classes, a digital class library, and Banking on Women, an entrepreneurship program for women business owners to start or grow their own business. These educational offerings are designed to cover all aspects necessary to be a successful entrepreneur including business planning, financials, market research, HR, marketing, etc while also providing networking and collaboration opportunities with other attendees.
    In partnership with Westminster University and Synchrony Bank, applications are now open until May 12th for Fall cohorts of Banking on Women, offered both in person as well as virtually for rural counties. 

    Partnering with Salt Lake City Economic Development

    Picture of Executive Director of Utah Microloan Fund Doug Keefe

    UMLF Executive Director Doug Keefe
    “The Salt Lake City Economic Development Department Grant Program allows UMLF to compliment its lending and technical assistance offerings with a powerful and impactful tool to help propel its clients to success.  We’ve begun awarding these grants, with an extremely positive response.  We appreciate the opportunity to partner with Salt Lake City to serve the small business community.”

    Opportunity Boost Grant Creation

    Using the funds from the awarded grant, Utah Microloan crafted a grant program where each recipient is eligible to receive up to 20% of their original loan amount, capped at $10,000 per business, fostering a sustainable path forward. The remaining portion of the funds granted to the UMLF serve as a lifeline for administrative support, ensuring seamless program execution and empowering staff to conduct comprehensive strategy sessions with clients.
    ​This holistic approach showcases the UMLF’s commitment to nurturing businesses with tailored resources and expertise, even tapping into external consultants when specialized industry insights are paramount. 

    Eligibility of Small Owners invited to apply for the Opportunity Boost Grant:

    • In business as of March, 23rd 2021.
    • Existing loan client of the Utah Microloan Fund. 
    • Operating during the pandemic. 
    • Located within Salt Lake City limits.
    • ​A business impacted by the COVID-19 pandemic. 
    • Supports a growth plan, with tangible outcomes such as revenue and job growth. 

    Round 1 Awardees

    Picture of Owner Elif Ekin

    Owner Elif Ekin

    Kahve Cafe

    “These funds will enable me to expand our products and finally begin to offer our grab and go line by being able to offer more hours to my kitchen staff dedicated to our grab and go area. It would enable me to purchase extra equipment to build out a second kitchen space so that I can have more staff cooking at a time. It will also enable me to be able to purchase more product such as teas, updated marketing photos and social media content.” 

    Hello!Bulk Market

    “Regardless of the setbacks of being a small business in SLC right now, I completely value the support of the city programs (especially the staff). There are so many people out there doing the best they can with what they have.

    People fighting to save these small businesses that have made it through Covid deserve to be a part of a brighter future. And I don’t think a day goes by that a customer, in the market, doesn’t tell me how grateful they are to have Hello!Bulk. It’s hard to think of closing when we feel so much love around us.”
    Picture of Owner Jamaica Trinnaman

    Owner Jamaica Trinnaman

    Stay tuned for specific client features and who is selected for our next rounds of funding!
  • A Backbone for Wellbeing: Vitae Chiropractic

    A Backbone for Wellbeing: Vitae Chiropractic

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    Picture of Dr. Crystal Glaser and patientDr. Crystal Glaser

    Step into the world of well-adjusted wellness with our Business of the Month spotlight on Vitae Chiropractic, the brainchild of the Utah native and backbone enthusiast, Dr. Crystal Glaser. Nestled in the heart of West Jordan, Vitae Chiropractic has been aligning stars and spines alike for almost a year now! Keep reading to learn more about this powerhouse women-owned business below. 

    UMLF: Hi Crystal, we’re excited to interview you as our Business of the Month! Tell us about yourself.   
    Crystal: “After a snowboarding crash, I was getting headaches and numbness in my hands. Nothing seemed to help.  My wife and I had just started dating and she was tired of hearing me complain so she dragged me to her chiropractor. In just a few visits, he had me fixed up and doing exercises on my own with almost no pain at all.  Since then, I have been able to manage migraines without medication through regular chiropractic care (and massage too).  I decided to become a chiropractor shortly after my first visit and moved to Portland, OR to attend the University of Western States.

    After graduating with my Doctorate in Chiropractic, I had several positions in Alaska, Nevada, and Utah. During that time, I learned what I like and don’t like in practice and how to get the best results for my patients. After the pandemic cooled off, I knew it was time to use the skills and knowledge I had acquired to build my dream practice.”
     

     

    UMLF:  For those not in the loop, tell us about Vitae Chiropractic and the services you offer.
    Crystal: “Vitae Chiropractic combines multiple chiropractic techniques, customized therapeutic exercise programs, massage, and other modalities of care to help patients feel better, move better, and live better.  My approach to patient care is based on my philosophy that a body in motion stays in motion.  We are all in different stages of our movement journey and I try to meet you where you are to get you where you want to be.”

    UMLF: What are your future goals for Vitae, and how do you envision it evolving?
    Crystal: “My short-term goals in practice include growing the office to a $20k/mo revenue by expanding my massage program and helping patients maximize their insurance benefits.  I recently hired a 3rd massage therapist and a part-time employee. My long-term goal is to expand to a second and third location in the next 3-7 years while helping other chiropractors grow in their clinical expertise and move toward their business ownership goals. I hope to elevate the next generation of chiropractors.”

    UMLF: Can you share a particularly rewarding moment or success story from your journey as a chiropractor and business owner?
    Crystal: “Vitae Chiropractic is coming up on one year in business which is a huge win. Year two will be even more exciting.  I recently moved into a brand new 1250sf clinic that I got to design from the ground up. I absolutely love this new space and the potential I see every day I go to work.” 

    UMLF: How do you feel like the Utah Microloan Fund has helped your business?
    Crystal: “I was able to get funding from UMLF a few months ago, securing it with equity from my home. I maximized every dollar of that loan for everything from advertising, equipment, payroll, and rent. This funding has been vital to the continued growth of my practice and allowed me to take big steps toward moving into my own location.”
    ​
    UMLF:  Lastly, tell us a fun fact about yourself!
    Crystal: “My wife and I are about to finalize the adoption of our 7-year-old son. A new business and a new kid in just one trip around the sun has been quite an exciting journey!”

    ​UMLF: Congrats Crystal! 2024 is going to be an amazing year for you!